According to the 2025 annual report of the UMOA Banking Commission, published in August 2026, banks operating across the eight-member union recorded combined net profits of 1,252.1 billion CFA francs, representing a 25.5% increase from 2024.

Côte d’Ivoire led the regional ranking with 666.5 billion CFA francs in net profits, followed by Senegal with 274.7 billion CFA francs and Mali with 134.2 billion CFA francs.

At the individual bank level, Société Générale Côte d’Ivoire recorded the highest net profit among 13 institutions analysed. Its 2025 net income reached 101.35 billion CFA francs, ahead of Burkina Faso-based Coris Bank International, with 65.50 billion, and Ecobank Côte d’Ivoire, with 63.48 billion CFA francs.

Other Ivorian banks also featured prominently in the selection, including Société Ivoirienne de Banque (SIB), Banque Nationale d’Investissement (BNI), NSIA Banque Côte d’Ivoire and BICICI.

At the regional group level, Ecobank accounted for 15.1% of the UMOA banking sector's net profits, ahead of Société Générale at 12%, Coris Holding at 9.2% and Bank of Africa at 9%.

The figures reflect a banking sector that continued to expand in 2025. The total assets of credit institutions across the UMOA reached 82,298.8 billion CFA francs, up 14.1% year on year. Customer loans increased by 5.5% to 38,731.6 billion CFA francs, while the sector's net banking income rose by 8% to 3,860.2 billion CFA francs.

The rankings also highlight the importance of distinguishing between total profits and profitability. Net income measures the amount earned, while ratios such as return on assets and return on equity assess how efficiently banks generate those earnings.

Côte d’Ivoire's leading share of regional banking profits underlines its importance in the UMOA financial system, while the positions of Ecobank, Société Générale and other regional groups illustrate the competition shaping West Africa's banking industry.